Survey: Money, Money, Money! 1) Where do you live?
a) Northland b) Auckland c) Waikato d) Bay of Plenty e) Hawkes Bay f) Manawatu/Wanganui g) Wellington h) Upper South Island i) Canterbury j) Otago k) Other (please specify):
2) How old are you?
a) 15 - 19 b) 20 - 24 c) 25 – 29 d) 30 – 34 e) 35 plus
3) How much do you earn?
a) Below $19,000 b) $20,000 - $39, 999 c) $40,000 - $59, 999 d) $60,000 - $79, 999 e) $80,000 - $99, 999 f) $100,000 +
4) What is your total household income?
a) Below $29,000 b) $30,000 - $49,999 c) $50,000 - $69, 999 d) $70,000 - $89, 999 e) $90,000 - $109, 999 f) $110,000 - $129, 999 g) $130,000 - $149, 999 h) $150,000 +
5) Where does your pay go each month? (Tick all that apply)
6) What is your marital status?
a) Single b) Attached c) Engaged d) Married e) Civil Union
7) Do you have a mortgage/own your own home?
a) Yes b) No, but planning to in the near future c) No and I have no such plans at the moment
8) What are/will be your weekly mortgage repayments?
a) Under $200 b) $200 - $400 c) $400 - $600 d) $600- $800 e) $800 + f) N/A
9) Do you have any other investments?
Yes (please specify): No:
10) What other loans do you have? (Please tick all that apply)
11) Which sentence best describes you attitude to money management?
a) I manage my money well, so don't need to worry about it b) I am scared of being in the red so do whatever it takes to stay out of it c) I'm always in and out of overdraft and have credit card debt, it's only a little bit each month and helps me get by d) I couldn't support myself without my loans etc, I need it to get by
12) Do you have a budget you adhere to?
a) Yes b) No
13) What best describes your budgeting approach
a) I am a strict budgeter b) I go in and out of budgeting c) I budget just for special occasion/trips d) I have a basic idea of my expenses e) I don’t give it one thought! f) Hire purchase all the way
14) Do you have a credit card?
a) Yes b) No
15) How old were you when you got your first credit card?
a) Under 18 b) 19 – 24 c) 25 – 30 d) 31 plus e) N/A
16) Why did you originally get a credit card?
a) Bank start-up package b) The bank sent it to me c) To book things on the internet d) As a way to cover emergency expenses e) Just because I thought it was the cool thing to do f) General use g) No reason at all h) Other (please specify): i) N/A
17) Which sentence best describes your feeling about credit cards?
a) They are awesome, I can’t think of one single negative b) I like the idea of them, but I’m scared of fraud c) Neutral - there’s benefits and negatives d) They are dangerous and shouldn’t exist
18) How much do you owe on your credit card right now?
a) b) N/A
19) How often do you pay back your credit card debt?
a) Immediately b) Every pay day c) On a regular basis d) Only when I receive my bill e) I’m pretty terrible and get numerous reminder letters and late fees f) N/A
20) How do you pay it off?
a) With the exact amount owing b) In lump sums c) With an automatic payment d) With whatever cash I have left at the end of the month f) N/A
21) What are the main reasons for using your credit card? (Tick all that apply)
22) Do you know what a debit card is?
a) Yes b) No
23) Do you own a debit card?
a) Yes b) No
24) What would you like nzgirl to provide you with more information on?(Tick all that apply)
When it comes to money, are you totally in control of your spending, or are you way too wild?