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A car's a pretty big investment and not really an impulse  buy - so how do you ensure you get the car for you? You read our guide, that's how... Buying a new car can be a daunting process especially when it is your first time or if you don’t know that much about cars! But armed with this nzgirl guide, you'll have no need to worry! In fact, it's as easy as deciding what you need, getting a Pre-Purchase Inspection from VTNZ and handing over your money!
 PART ONE: Pre-purchase!
The first thing to do before even going anywhere near a car is to establish your needs, wants and budget. The things to ask yourself include: 1. What do I actually need (and want)? - Will I be transporting other people?
- Will I need to tow objects?
- Will I be using my car for long trips or just around
 town? - Will I be using my car for personal use or for work as well?
- How big does it need to be - what will I be putting in the car?
Remember, a car should suit your needs rather than your wants. When it comes to look around, don't forget that if the vehicle does not meet your needs, move on!
2. What is my budget
Set a budget and stick to it! How much money you can spend on a car should dictate what sort of car you end up with. If you have a car that you can trade in or sell, find out how much it is worth and factor that into your budget. With interest rates what they are, make sure you crunch some numbers before you decide to get a loan or use a finance company - work out over time how much you will actually end up paying back.
Some financial experts say that a car isn't an asset because from the moment you buy it, it's depreciating. Bear in mind that even if you sell your vehicle you will probably not recover all your costs. You will also need to consider how much you have available to spend on your car on a weekly basis for insurance, petrol and maintenance.
3. What sort of car do I want?
- Think about what you want in a car. Ask yourself:
- Do I want a manual or an automatic?
- What type of body style do I prefer - hatch, saloon, wagon etc?
- How much power does my car need to have?
- Are there any safety features which I really want? ABS brakes? Air bags?
- What special features would I like - if you're a regular morning coffee girl, look for cup holders!
These types of questions will narrow down what type of car you search for. Chat to friends and family who have cars and find out what things they look for in a car. They may be able to help you sort out what type of style you are after.
PART TWO: Searching for your dream car!
Once you've figured out your needs, wants and budget, you need to find a car that fits. Have a look around and see what's on offer - try to compare cars of similar quality rather than price. A cheaper car of inferior quality could have mechanical and legal problems that could cost you more in the long run.
Once you have decided which cars fit your criteria, it is then time to take them for a test drive! The only way you will know if it is the car for you is to get in the driver's seat. When in the seat make sure you are comfortable, that you have enough leg room, that you can adjust things to suit you, and that you have good visibility through all windows and via all mirrors.
PART THREE: Making sure you don't buy a lemon!
When purchasing a car it is important to get a Pre-Purchase Inspection. VTNZ is New Zealand’s leading vehicle inspection provider. They can find issues you won’t easily detect yourself - or even your car-smart uncle Evan! With a VTNZ Pre-Purchase Inspection, you’ll have the assurance of a full, independent vehicle check, carried out by experts. A VTNZ Pre-Purchase Inspection will include: - Mechanical and Electrical Checks – engine compression and wear, the cooling system, wheels, electrical, brakes, exhaust, steering system.
- Exterior and Underbody – visual checks for corrosion, repairs, accident damage, fluid checks.
- Interior – all interior components are checked for operation and general condition. This includes electrical checks of switches for lights, wipers, indicators and hazard lights, and all warning lights. Car jack, wheel brace and basic toolkit are checked as being present – or not.
- Road Test – operation of vehicle, including gears, engine noise and drive line. Handling, steering and brakes are assessed under normal driving conditions.
- Vehicle Information Report (VIR) - history and legal status of the vehicle. The VIR gives you peace of mind by telling you:
- If the seller is the registered owner
- If the vehicle is stolen
- If there is money owing (if so the vehicle can be repossessed)
- If NZ Customs has flagged the vehicle as being a flood-damaged import or having a potential issue with the odometer
- If there are outstanding Road User Charges
- The vehicle's fuel economy ratings
 By getting a Pre-Purchase Inspection, you won’t even need to lift the bonnet to know whether the car is worth buying. If it needs repairs, and you are still keen to buy, use the report to help bargain a better price. A Pre-Purchase Inspection will help you buy with confidence. To find your nearest VTNZ Pre-Purchase Inspection station call VTNZ on 0800 88 88 69 or go online at www.vtnz.co.nz
PART FOUR: Sealing the deal, the car is yours!
Once you have decided that your dream car is perfect for you the final step is to pay for it. Make sure you get a detailed receipt with both parties' signatures, the price, payment method, vehicle description, date and accessories that the sale price include.
You will also need to organise change of ownership certification. The seller (vendor) will need to complete a MR13A form and the buyer a MR13B form. Both of these forms are available from your local VTNZ station.
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